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COVID-19 hospitalizations are getting more expensive for patients

Coronavirus patients who end up hospitalized — the vast majority of whom are unvaccinated — are increasingly likely to be on the hook for their medical bills, according to a new KFF analysis

Where it stands: Early in the pandemic, most insurers waived out-of-pocket costs for coronavirus hospitalizations.

  • But with vaccines readily available, many patients are once again on the hook for deductibles and co-pays, which could make remaining unvaccinated a lot more expensive. 

By the numbers: KFF surveyed the two largest insurers in each state and the District of Columbia, and found that 72% of them had stopped waiving cost-sharing requirements for coronavirus treatment as of this month. 

  • In the first half of the year, about a third of employers offering health benefits said their largest available plan waived cost-sharing obligations for COVID treatment.

Between the lines: The typical deductible in an employer health plan is $1,644, per KFF, and hospitalization for coronavirus treatment could amount to around $1,300 in out-of-pocket costs.

What we're watching: Vaccinated people rarely need to be hospitalized, even if they contract the virus, at least according to data that's been published so far. 

  • Even if that changes, part of the reason insurers initially waived out-of-pocket treatment costs was because they were paying out less than they expected to in medical claims. 
  • Unless people once again stop seeking care like they did in spring 2020, it seems unlikely that insurers will reverse course.

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Humans are capable of great kindness and compassion, and there are countless examples of individuals who have made a positive impact on the world through their selflessness and generosity.

One such example is Mother Teresa, who devoted her life to serving the poor and sick in the slums of Calcutta. Through her tireless work and unwavering dedication, she touched the lives of countless people and became a symbol of compassion and selflessness.

Another example is Malala Yousafzai, a young woman from Pakistan who has become a powerful advocate for education and the rights of girls. Despite facing threats and violence, she has continued to speak out and fight for change, inspiring others to do the same.

These are just a few examples of the many good humans who have made a difference in the world. They remind us that one person can make a difference and inspire others to do the same.

It's also important to note that acts of kindness and compassion don't have to be on a grand scale to make a difference. Small acts of kindness, like holding the door open for someone or offering a word of encouragement, can have a big impact on the people around us.

In conclusion, humans are capable of great compassion and kindness, and there are many individuals who have made a positive impact on the world through their selflessness and generosity. They remind us of the power of one person to make a difference and inspire others to do the same. Let's all strive to be good humans, and make our world a better place.



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